Boost sales and customer satisfaction with PayJoy’s flexible financing
Fast, simple partner onboarding
90% approval rate to elevate your sales
Higher-value purchases that build customers loyalty!

Partner with PayJoy today and build your success!
Be a partner today
Partner onboarding made easy
Sell PayJoy with confidence
In‑person and online training, regular store visits, and continuous sales support.
Seamless payouts, guaranteed
Payments deposited directly to your bank account
Be one of our partners











Retailers reviews
+100%
increase in sales
+33%
increase in average sales price
+8%
increase in market share
Why choose PayJoy?
PayJoy empowers retailers to maximize sales and customer satisfaction through our innovative financing solutions.
Key Benefits:
• We have the least onboarding document requirements for both partners and customers
• 95% application approval unlocks more sales opportunities
• Customers confidently purchase higher-value devices
• Flexible payment options foster long-term loyalty
• Join thousands of satisfied retail partners growing their business with PayJoy!
Key Benefits:
• We have the least onboarding document requirements for both partners and customers
• 95% application approval unlocks more sales opportunities
• Customers confidently purchase higher-value devices
• Flexible payment options foster long-term loyalty
• Join thousands of satisfied retail partners growing their business with PayJoy!
What does PayJoy Philippines (PayJoy) offer?
PayJoy PH provides access to Android smartphone financing for the underserved and the underbanked
How can my customers get PayJoy financing?
- We just need two things from the individuals to get the financing:
- A valid and active government-issued ID for verification
- An active phone number for account linking
How can I be a PayJoy Retail Partner?
- To ensure a smooth partner onboarding process, please prepare the following valid and active documents according to your business type:
- Signed Agreement with PayJoy
- Valid ID(s)
- Supporting valid business documents issued by the government
How long does it take to be onboarded as a PayJoy Retail Partner?
Ensure that the documents are complete and valid, and you will be registered within 1-2 business days.
Is my information secure with PayJoy?
- Yes. We:
- Follow Philippines Data Privacy Act laws
- Use bank-level security
- Never share your data without permission
- Have strict employee access rules
- Your information stays protected.
Do you finance all brands and models?
Yes! We support all major Android brands.
Do you offer marketing materials?
Yes. PayJoy supplies comprehensive marketing collateral to drive your sales.
Join thousands of growing retail partners today!
Please fill out this form to reach out to us regarding a commercial partnership
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