Kredit mudah dan terjangkau
Butuh handphone baru? Cicil melalui PayJoy!

Dapatkan handphone baru hari ini!
Dengan opsi tanpa kartu kredit dan bayar mingguan selama 4, 6, atau 9 bulan.
Tidak punya rekening bank? Tidak masalah!
95% pengajuan disetujui hanya dalam 5 menit!
Pilihan merek-merek terbaik!
Compatible with the best brands.





Merek yang didukung oleh PayJoy
Con PayJoy línea de crédito
tienes dinero siempre a tu disposición
Un producto exclusivo para clientes PayJoy. Ve a tu aplicación PayJoy para ver si eres eligible o conoce más en nuestro sitio.






Kepuasan Pelanggan
Jutaan pelanggan puas menggunakan PayJoy
"Sa panahon ng financial difficulty na naranasan ko, ginawang posible ng PayJoy na makakuha ako ng mabilis na smart phone para sa trabaho at ma-video call ang aking pamilya. At may easy payments pa."
Mboule Badji
, Customer
"During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time!"
Ahmad Safii
, Customer
"I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it."
Naseemuddin
, Customer