PayJoy Credit Line:
Money When You Need It.
Available to all PayJoy app users
and for download on Samsung devices.
and for download on Samsung devices.
With PayJoy Credit Line,
your financial cushion is where you are
Credit that is renewed with each payment
Cash whenever
you need it
you need it
Secure, transparent, and easy to navigate
Discover our app
We went digital so you always have your money with you when you need it.
Easy, fast, and without so much paperwork
Easy, fast, and without so much paperwork
Request your credit. It will take you less than 2 minutes.
Use your smartphone to qualify, get approved with only your ID.
New to PayJoy? Download the app. Already a user? Just open the app to see your offer.
Your money fast available in less than 24hrs.
Use your PayJoy Card or withdraw cash at any BBVA branch.
Approved in minutes
Millions of happy
customers and counting
" I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it. "
Naseemuddin
, Customer
" During a financial difficulty I was having, PayJoy made it possible for me to get a fast smart phone for work and to video call my family. And it's easy to make payments over time! "
Naseemuddin
, Customer
" I needed a new phone for my job, I have a Men's hair salon and thanks to PayJoy I was able to buy a smartphone to search for new trends and learn them through YouTube videos and social media, now I have built a career thanks to all the features I've discovered on it. "
Naseemuddin
, Customer
We want to address all your needs
We want your experience with PayJoy Credit Line to always feel secure. Below we have answered some questions that might come up, if you do not find the answer you are looking for, please write to us! We’d love to help you.
Apa yang PayJoy Indonesia (PayJoy) tawarkan?
PayJoy merupakan mitra pemasaran Kredit Multiguna Pembiayaan Handphone Bank Sahabat Sampoerna untuk masyarakat yang kurang memiliki akses ke layanan pembiayaan.
Bagaimana pelanggan saya mendapatkan pembiayaan PayJoy?
Hanya terdapat 2 persyaratan untuk mendapatkan pembiayaan:
- e-KTP yang diterbitkan oleh Dinas Kependudukan & Pencatatan Sipil (Dukcapil)
- Nomor telepon yang aktif
Bagaimana saya bisa menjadi Mitra PayJoy?
Untuk memastikan proses pendaftaran mitra berjalan lancar, harap siapkan dokumen-dokumen berikut yang masih berlaku & aktif sesuai dengan jenis usaha Anda:
- Perjanjian Kerjasama dengan PayJoy yang telah ditandatangani,
- e-KTP perwakilan perusahaan sah yang diterbitkan oleh Dinas Kependudukan & Pencatatan Sipil (Dukcapil)
- Dokumen usaha pendukung yang diterbitkan oleh pemerintah Indonesia
Berapa lama proses registrasi untuk menjadi Mitra PayJoy?
Setelah memastikan semua dokumen lengkap & valid, Anda akan terdaftar dalam waktu 1-2 hari kerja
Apakah informasi saya aman di PayJoy?
Ya, PayJoy tidak membagikan data Anda tanpa izin
Apakah PayJoy membiayai semua merk dan model smartphone?
Ya! Kami membiayai mayoritas merk smartphone Android
Apakah PayJoy menyediakan materi pemasaran?
Ya, PayJoy menyediakan materi & alat pemasaran untuk meningkatkan penjualan Anda
