PayJoy Panamá Inc. Política de Privacidad
Introducción
La privacidad de las personas, incluidos nuestros clientes, es de suma importancia para PayJoy Panamá Inc. (la “Compañía”). Estamos comprometidos en cumplir con las normas aplicables que rigen la Privacidad de las personas a quienes ofrecemos nuestros productos y servicios.
De conformidad con los principios de justicia y transparencia, así como al derecho del interesado a ser informado, esta Política de Privacidad de PayJoy (la “Política”) le proporciona a usted, el interesado, la información sobre el tratamiento de su información personal (la “Información”) de una manera clara, adecuada, transparente y de fácil acceso.
Esta Política tiene como objetivo establecer en términos claros los tipos de información recopilada, el motivo de dicha recopilación, la fuente de la Información, las entidades con las que dicha Información puede ser compartida, los derechos del interesado, así como las prácticas y procesos adoptados por la Compañía para el adecuado manejo de dicha Información.
Por favor lea detenidamente esta Política, a medida que usted continúe navegando en el sitio web, utilice o compre cualquiera de los productos o servicios que nosotros ofrecemos (“los Servicios”), o si proporciona cualquier Información a la Compañía por el uso mismo de nuestro sitio web o por cualquier Servicio, asumimos que dicha Información la está proporcionado de manera voluntaria, así como todo lo que se estipula en la presente Política se basa en dicho supuesto.
Tipo de Información Recopilada
A fin de prestarle los Servicios, la Compañía puede recopilar y procesar la Información de acuerdo a las siguientes categorías:
Información acerca de Usted
De manera enunciativa, más no limitativa,
(i) Datos Personales: nombre, número de identificación oficial, correo electrónico, número telefónico, su fotografía.
(ii) Reporte de Información Crediticia, Listas Negras, y Servicios de Validación: copias solicitadas de su historial crediticio que contengan su información tanto profesional como financiera. Verificamos su información en listas públicas como las de la “OFAC”. Utilizamos los Servicios de Validación para asegurar la veracidad y calidad de los Datos Personales que recibimos.
(iii) Información en Redes Sociales: información proporcionada en sus redes sociales incluyendo su foto, lista de amigos y nombre.
(iv) Copia de Documentos: documentación recopilada incluyendo el número de identificación oficial.
(v) Información de Pago: información relacionada al cómo cumplir sus obligaciones con PayJoy.
(vi) Servicio al Cliente: la información que nos proporcione en relación con los Servicios, incluso cuando se comunique con nosotros, por cualquier medio, con fines de servicio al Cliente.
En todo caso, la recolección y tratamiento de la Información se hará con consentimiento previo ya sea por escrito o en forma electrónica por su propietario.
Información Sobre su Dispositivo Móvil
De manera enunciativa, pero no limitativa, información relacionada al dispositivo, el sistema operativo, el identificador del dispositivo, información de la SIM, IMEI, la lista de aplicaciones, el estado de conexión a internet, el estado de la aplicación en primer plano, etc.
Si el dispositivo es comprado, alquilado o arrendado a través de PayJoy, la Compañía recabará información relacionada con esa transacción, como la tienda donde ocurrió la misma, el importe de la transacción, etc.
Información Sobre su Comunicación
Si usted proporciona la autorización específica, la Compañía podrá recopilar y procesar la información de su dispositivo móvil relacionada, pero no limitada, a registros de llamadas y mensajes SMS. Antes de hacerlo, nos pondremos en contacto con usted y le solicitaremos su consentimiento expreso.
Cookies
Una cookie es un pequeño archivo de texto que un servidor web coloca en su computadora o dispositivo cuando su navegador accede a un sitio web. Las cookies almacenan información específica de un cliente o sitio web y están diseñadas para crear un registro o «recordar» la actividad en línea. La Compañía utiliza las cookies para garantizar el buen funcionamiento del sitio y ofrecer una experiencia de servicios en línea individualizada. Por lo general, usted tiene la posibilidad de aceptar o rechazar las cookies. La mayoría de los navegadores web le dan la opción de modificar la configuración de su navegador para rechazar algunas o todas las cookies.
Por favor, tenga en cuenta que, según la ley, parte de la información mencionada anteriormente se considera información sensible. La Compañía garantiza el cumplimiento de los requisitos legales establecidos para el tratamiento de datos sensibles.
Retención de la Información
La Compañía conservará y utilizará la Información durante el plazo necesario para (i) cumplir con los fines descritos en esta Política; (ii) cumplir con las obligaciones legales y regulatorias que sean aplicables; o (iii) cumplir con fines probatorios en procedimientos legales, administrativos o de arbitraje. Los criterios que se tienen en cuenta para determinar el período de conservación incluyen la duración de su relación con la Compañía, los períodos de conservación de acuerdo a lo legalmente aplicable y las prescripciones legales con respecto a posibles reclamaciones, demandas o procedimientos administrativos y de arbitraje en relación con los Servicios que prestamos.
Finalidad de la Recopilación
La Compañía podrá o deberá recopilar, utilizar, recibir, poseer, procesar, almacenar, tratar, revelar, transferir o manejar la Información para los siguientes fines:
- Cuando usted contrata los Servicios de PayJoy, la Compañía requiere procesar su Información para autenticar su identidad y evaluar el riesgo de cumplimiento a la contraprestación.
- Procesamos y almacenamos parte de su Información para la prevención del fraude con el fin de garantizar una mayor seguridad a PayJoy, a usted y al sistema financiero en general.
- También necesitamos su información para ponernos en contacto con usted por cualquier medio disponible, incluidos los medios electrónicos, correo o teléfono (SMS y otros), sobre asuntos relacionados con los Servicios durante el proceso de contratación o incorporación a los Servicios y posteriormente durante la prestación de los mismos. Esto incluye la notificación de cambios en la Plataforma y/o en los Servicios. También podemos contactarlo para ofrecerle o proporcionarle información sobre productos o servicios que puedan ser de su interés.
- Del mismo modo, tratamos su Información para gestionar sus obligaciones de contraprestación y fines de cobro.
- Podemos procesar su Información para el análisis de datos, investigación y estadísticas, para evaluar y estudiar el perfil de los usuarios de nuestros Servicios, con fines de mercadotecnia y publicidad, re-ofrecimiento de Servicios (retargeting) y para desarrollar mejores productos, ofertas y servicios.
En caso de que se requiera dar un uso distinto a los datos previamente obtenidos, la Compañía obtendrá el consentimiento por parte de su propietario.
Decisiones automatizadas
La toma de decisiones automatizada se produce cuando un sistema electrónico procesa datos personales para tomar una decisión sin intervención humana. Parte de nuestros procedimientos, especialmente la evaluación de su capacidad de cumplimiento a obligaciones de contraprestación, depende de mecanismos de decisión automatizada y, por lo tanto, garantizamos su derecho a solicitar la revisión de cualquier decisión tomada basada exclusivamente en el tratamiento automatizado de sus datos, de acuerdo con la Ley.
Fuentes de información
La Compañía recopila la Información directamente de usted, del uso de los Servicios, así como de cualquier tercero al que usted haya autorizado a compartir dicha información con la Compañía.
Directa
Información que usted nos proporciona directamente.
Indirecta
En los casos en que la ley lo permita, la Compañía puede recopilar la Información sobre usted de terceros como instituciones de información crediticia.
Dispositivo móvil
La Compañía recopila la Información de su dispositivo móvil a través de la aplicación móvil de PayJoy instalada en su teléfono móvil. Usted puede revisar qué información está siendo recopilada por la aplicación de PayJoy en la sección de privacidad de su dispositivo móvil.
Sitio Web
Cuando usted visita nuestros sitios web, podemos recopilar información de usted automáticamente a través de cookies o tecnologías similares.
Intercambio de Información
La Compañía puede compartir información sobre usted con:
- Agencias gubernamentales, tribunales o autoridades supervisoras, según lo requiera la legislación aplicable;
- Cualquier agente, contratista, proveedor de servicios u otro tercero en relación con el negocio de la Compañía y en relación con la prestación de los Servicios; y
- Cualquier otra persona que esté bajo el deber de confidencialidad con la Compañía.
La Compañía también puede intercambiar la información recopilada con terceros relacionados con la prestación de Servicios para cada cliente.Si la Compañía se involucra en una fusión, adquisición, auditoría financiera (debida diligencia), reorganización corporativa, procedimientos de quiebra, venta de activos o transición de servicios subcontratados a otro proveedor, su información puede ser vendida o transferida como parte de dicha transacción, según lo permita la legislación aplicable. La Compañía no proporciona ninguna declaración ni garantía sobre la forma en la que las entidades receptoras puedan utilizar o divulgar su Información.
Transferencias internacionales
La Compañía podrá transferir la información personal que recopilamos sobre usted a destinatarios en países distintos del que se recopiló originalmente la información. Estos países pueden no tener la misma legislación de protección de datos que el país en el que usted inicialmente proporcionó la información. No obstante, la legislación de protección de datos de dichos países a los cuales se transfiere la Información deberá brindar un grado de protección equivalente o superior al requerido bajo la legislación aplicable en dicho país en el que se proporcionó la Información. Cuando transfiramos su información a destinatarios de otros países (i) realizaremos esas transferencias de acuerdo con los requisitos de la legislación aplicable y con el consentimiento del propietario de la Información; y (ii) protegeremos la información personal transferida de acuerdo con la presente Política de Privacidad.
Sus derechos como interesado
A la Compañía le gustaría asegurarse de que usted se encuentra plenamente consciente de todos sus derechos en materia de protección de datos. Todo usuario tiene derecho a lo siguiente:
Derecho a Confirmar el Tratamiento
Tiene derecho a confirmar si la Compañía está tratando sus datos.
Derecho de Acceso
Tiene derecho a solicitar el acceso o una copia de cualquiera de sus datos personales que la Compañía pueda tener.
Derecho de Rectificación
Tiene derecho a solicitar que la Compañía corrija cualquier información que considere inexacta. También tiene derecho a solicitar a la Compañía que complete la información que considere incompleta.
Derecho de Eliminación
Usted tiene derecho a solicitar que la Compañía elimine sus datos personales, bajo ciertas condiciones.El derecho a la eliminación está sujeto a ciertas excepciones en virtud de la ley, de manera enunciativa, pero no limitativa:
- Información requerida por la Compañía para cumplir con las obligaciones legales y regulatorias.
- Información requerida para identificar fraudes, incidentes de seguridad, ejercicio de ciertos derechos, etc.
Derecho a Restringir el Tratamiento
Tiene derecho a solicitar que la Compañía restrinja el procesamiento de sus datos personales, bajo ciertas condiciones.
Derecho a Oponerse al Tratamiento
Tiene derecho a oponerse al tratamiento de sus datos personales por parte de la Compañía, de acuerdo a determinadas condiciones.
Derecho a la Portabilidad de los Datos
Tiene derecho a solicitar que la Compañía transfiera los datos que hemos recopilado a otra organización, o directamente a usted, bajo determinadas condiciones.
Derecho a Retirar el Consentimiento
Cuando la Compañía se haya basado en su consentimiento para procesar determinada información y usted haya dado el mismo para procesar dicha información, usted tiene derecho a retirar dicho consentimiento en cualquier momento.
Derecho a Presentar una Reclamación
Tiene derecho a presentar una reclamación ante la autoridad de protección de datos competente.
Cómo Ejercer sus Derechos
Cualquier solicitud para ejercer sus derechos puede dirigirse al responsable de la protección de datos de PayJoy. La identidad y los datos de contacto del responsable de la protección de datos se encuentran al final de la presente Política.
Antes de procesar su solicitud, la compañía deberá verificar su identidad. La solicitud debe:
- Proporcionar información suficiente que nos permita verificar razonablemente que usted es la persona sobre la que recopilamos información personal, o un representante legal de dicha persona
- Describir su solicitud con detalles suficientes que nos permita entender, evaluar y responder adecuadamente a la misma.
No podemos responder a su solicitud o proporcionarle información personal si no es posible verificar su identidad o facultades suficientes para hacer la solicitud y confirmar que la información personal se refiere a usted.
La Compañía no realizará ningún cargo o cobro por procesar su solicitud. Responderemos a su solicitud dentro de un plazo razonable, según lo definido por la ley aplicable.
Privacidad de los menores de edad
Nuestros servicios no están dirigidos a individuos menores de dieciocho años, por lo que la Compañía no recopila información personal de menores de dieciocho años.
Medidas de Seguridad
La Compañía ha implementado prácticas y procedimientos de seguridad razonables que se ajustan a las normas aceptadas internacionalmente para la seguridad y protección de la información. Estas prácticas y procedimientos incluyen medidas de control de seguridad directivas, técnicas, operativas y físicas acordes con la naturaleza de la información recopilada y procesada por la Compañía. La Compañía se compromete a notificar a los afectados si se tiene conocimiento de violaciones de seguridad de los datos personales, dentro de un plazo de 72 horas.
Actualizaciones
La Compañía se reserva el derecho de añadir, revisar, enmendar, modificar o eliminar cualquier parte de la presente Política (en parte o en su totalidad) a su discreción. La versión vigente y actualizada de la presente Política se publicará en el sitio web de la Compañía. En caso de cualquier cambio o de cualquier requisito que surja en virtud de la legislación aplicable, esta Política será enmendada o modificada en la medida necesaria para cumplir con dicha modificación a la ley aplicable o para cumplir con cualquier requisito en virtud de dichas leyes aplicables. Siempre que hagamos cambios materiales en la presente Política, los mismos serán válidos, efectivos y vinculantes después de ser: (1) divulgados en nuestra Plataforma; o (2) comunicados a usted por correo electrónico; o (3) comunicados a usted de cualquier otra manera. Si usted decide no seguir utilizando los Servicios después de dicho cambio, deberá solicitar la cancelación de su cuenta y/o la terminación de su relación jurídica.
Cómo ponerse en contacto con nosotros
Si tiene alguna duda sobre sus datos personales -incluyendo la solicitud de acceso o corrección de los detalles de sus datos personales- usted puede:
Enviarnos un correo electrónico a: privacidadpanama@payjoy.com para temas relacionados exclusivamente a la política de privacidad de datos.
O escribirnos por correo regular a:
PayJoy Panamá Inc.
Calle Isaac Hanono Missri Torre de las Américas
Torre B, Piso 9, Oficina 903,
Panamá
Atención a clientes:
llamarnos al: 216 9090
Escríbenos al Whatsapp: 6289 0381
- PayJoy Mexico Privacy Policy
- PayJoy Ecuador Privacy Policy
- PayJoy South Africa Privacy Policy
- PayJoy Brazil Privacy Policy
Introduction
The privacy of individuals, including our customers and clients, is of utmost importance to PayJoy, Inc (“Company”). We are committed to adhering to the Privacy regulations governing the citizens to whom we provide products and services.
In compliance with fair and transparent principle and the data subject’s right to be informed, this PayJoy Privacy Policy (“Policy”) provides you, the data subject, with information on the processing for your personal information (“Information”) in a clear, suitable and conspicuous manner that is easily accessible.
This Policy aims to set out in clear terms the types of Information collected, the purpose of collection, the source of the Information, the entities with whom such Information may be shared, the data subject’s rights and also the reasonable security practices and procedures adopted by the Company in handling such Information.
Please read this Policy carefully as your proceeding with the use of this website or the use or purchase of any goods or services provided by us (“Services”), or your providing any Information to the Company on or through the use of our website or through any Services, are based upon the assumption that you are providing such Information to the Company voluntarily. further, the subsequent provisions of this Policy are based upon such an assumption
Type of Information Collected
In order to provide the Services, the Company may collect and process the following categories of Information:
Information about You
Including but not limited to,
- (i) Identification Data: name, government ID, e-mail, telephone number, your photograph.
- (ii) Credit Reports, Watchlists & Validation Services: requested copies of your credit history which may contain professional and financial information about you. We check for your information in public watchlists such as OFAC lists. We use Validation Services to ensure the validity and quality of Identification Data we receive.
- (iii) Social Media Data: data provided in your social media accounts, including photo, friends list and name.
- (iv) Copies of Documents: collected documentation. including government IDs
- (v) Payment Information: information about how you pay your obligation with PayJoy
- (vi) Customer Service: information you provide to us in connection with the Services, including when you communicate with us, by any means, for Customer service purposes.
Information Concerning Your Mobile Device
Including but not limited to information regarding the device, operating system, device identifier, SIM information, applications list, internet connection state, application foreground state, etc.
If the device is purchased, rented or leased via PayJoy then we collect information relating to that transaction such as store where transaction occurred, amount of transaction, etc.
Information Concerning Your Communication
If you provide specific authorization, we may collect and process information from your mobile device related but not limited to call logs and SMS messages. Before doing so we will contact you and request your specific consent.
Cookies
A cookie is a small text file that a web server places on your computer or device when your browser accesses a website. Cookies store data specific to a client or website and are designed to create a record of or “remember” online activity. The Company uses cookies to ensure the site functions properly and to deliver an individualized online services experience. You generally have the ability to accept or decline cookies. Most web browsers give you a choice to modify your browser settings to decline some or all cookies.
Please note under the law some of the information above is considered sensitive data. The Company ensures compliance with the legal requirements called out in the law for processing of sensitive data.
Retention of Information
The Company will retain and use the Information for the period necessary to (i) fulfill the purposes described in this Policy; (ii) comply with legal or regulatory obligations applicable to us; or (iii) fulfill evidentiary purposes in legal, administrative or arbitration proceedings. The criteria considered to determine the retention period include the duration of your relationship with the Company, legal retention periods applicable, and legal prescriptions with respect to possible claims, lawsuits, or administrative and arbitration proceedings in connection with the Services we provide.
Purpose of Collection
The Company will, or may, collect, use, receive, possess, process, store, deal, disclose, transfer or handle Information for the following purposes:
- When you contract PayJoy Services, we need to process your Information to authenticate your identity and assess risk of repayment.
- We process and store some of your Information for fraud prevention to ensure greater security to PayJoy, to you and to the financial system in general.
- We also need your Information to contact you by any available means, including electronic means, mail or telephone (SMS and others), on matters related to the Services during your onboarding to our Services and later on throughout the services provision. This includes notifying you of changes in the Platform and/or in the Services. We may also contact you to offer or provide information on products or services that may be of your interest.
- We also process your Information to manage your payment obligations for payment collection purposes.
- We may process your Information for data analytics, research and statistics, for assessing and studying the profile of our Service’s users, and for developing better products, offers and services.
- And in connection with other business of the Company from time to time.
Automated Decisions
Automated decision-making occurs when an electronic system processes personal data in order to make a decision without human intervention. Part of our procedures, especially the assessment of your ability to pay obligations, relies on automated decision mechanisms and, so, we guarantee your right to request the reviewing of any decision made exclusively based on automated processing of your data, according to the law.
Sources of Information
The Company collects Information directly from you, your use of the Services, as well as from any third parties whom you may have authorised to share such Information with the Company.
Direct
Information you directly provide to us.
Indirect
Where permitted by law, the Company may collect Information about you from third parties such as credit reporting agencies.
Mobile device
The Company collects Information from your mobile device via the PayJoy mobile application installed on your mobile phone. You may check what information is being collected by PayJoy’s app in the privacy section of your mobile device.
Website
When you visit our websites, we may collect information from you automatically through cookies or similar technology.
Sharing
The Company may share Information about you with:
- Governmental agencies, courts or regulators, as required under applicable law;
- Any agent, contractor, service provider or other third party in connection with the Company’s business and in connection with the provision of the Services; and
- Any other person under duty of confidentiality to the Company.
If the Company is involved in merger, acquisition, financial due diligence, corporate reorganization, bankruptcy proceedings, sale of assets or transition of outsourced services to another provider, your Information may be sold or transferred as part of such a transaction as permitted by applicable law. The Company makes no representations or warranties concerning how any such receiving entities may use or disclose your Information.
International Transfers
We may transfer the personal information we collect about you to recipients in countries other than the country in which the information was originally collected. Those countries may not have the same data protection laws as the country in which you initially provided the information. When we transfer your information to recipients in other countries: (i) we will perform those transfers in accordance with the requirements of applicable law; and (ii) we will protect the transferred personal information in accordance with this Privacy Policy.
Your Rights as a Data Subject
The company will like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
Right to Confirm Processing
You have the right to confirm whether the Company is processing your data.
Right to Access
You have the right to request access to or solicit a copy of any of your personal information that the Company may hold.
Right to Rectification
You have the right to request that the Company correct any information you believe is inaccurate. You also have the right to request the Company to complete the information you believe is incomplete.
Right to Erasure
You have the right to request that the Company erase your personal data, under certain conditions.
The right to erasure is subject to certain exceptions under the law such as, but not limited to:
- Information required by the Company to fulfill statutory and regulatory obligations
- Information required to identify fraud, security incidents, exercise certain rights, etc.
Right to Restrict Processing
You have the right to request that the Company restrict the processing of your personal data, under certain conditions.
Right to Object to Processing
You have the right to object to the Company’s processing of your personal data, under certain conditions.
Right to Data Portability
You have the right to request that the Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.
Right to Withdraw Consent
Where the Company has relied on your consent to process particular information and you have provided your consent to process such information, you have the right to withdraw such consent at any time.
Right to Lodge a Complaint
You have a right to bring a claim to the competent data protection authority.
How to Exercise Your Rights
Any request to exercise your rights can be directed to the data protection officer at PayJoy. The identity and contact details of the data protection officer can be found at the end of this Policy.
We will need to verify your identity before processing your request. The request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information, or a legal representative of that person
- Describe your request with sufficient detail that allows us to properly understand, evaluate and respond to it
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
We do not charge a fee to process your request. We will respond to your request within reasonable time, as defined by the relevant law.
Children’s Privacy
Our services are not directed to children under the age of sixteen and we do not knowingly collect personal information from children under the age of sixteen.
Security Measures
The Company has implemented reasonable security practices and procedures that are in line with internationally accepted standards for the security and protection of Information. These practices and procedures include managerial, technical, operational and physical security control measures commensurate with the nature of Information collected and processed by the Company.
Updates
.The Company reserves the right to add, revise, amend, modify or delete any part of this Policy (in part or in full) at its discretion. The updated version of this Policy in force will be posted on the Company’s website from time to time. In the event of any change or in case of any requirement arising under applicable law, this Policy shall be deemed to be amended or modified to the extent necessary to comply with such amendment to the applicable law or to meet any requirement under such applicable laws. Whenever we make material changes in this Policy, such changes will be valid, effective and binding after being: (1) disclosed in our Platform; or (2) communicated to you by e-mail; or (3) communicated to you in any other way. If you decide not to continue using the Services after such change, you must apply for the cancellation of your account and/or termination of your legal relationship.
How to Contact Us
If you have queries concerning your personal data – including requesting access to or correcting the details of your personal data – you may contact:
Email us at: privacy@payjoy.com
To report security vulnerabilities:
Please email us at: security@payjoy.com
Call us: 888-632-1922
Or write to us at:
PayJoy, Inc
655 4th Street, San Francisco, CA 94107
- PayJoy Mexico Privacy Policy
- PayJoy Ecuador Privacy Policy
- PayJoy South Africa Privacy Policy
- PayJoy Brazil Privacy Policy
Introduction
The privacy of individuals, including our customers and clients, is of utmost importance to PayJoy, Inc (“Company”). We are committed to adhering to the Privacy regulations governing the citizens to whom we provide products and services.
In compliance with fair and transparent principle and the data subject’s right to be informed, this PayJoy Privacy Policy (“Policy”) provides you, the data subject, with information on the processing for your personal information (“Information”) in a clear, suitable and conspicuous manner that is easily accessible.
This Policy aims to set out in clear terms the types of Information collected, the purpose of collection, the source of the Information, the entities with whom such Information may be shared, the data subject’s rights and also the reasonable security practices and procedures adopted by the Company in handling such Information.
Please read this Policy carefully as your proceeding with the use of this website or the use or purchase of any goods or services provided by us (“Services”), or your providing any Information to the Company on or through the use of our website or through any Services, are based upon the assumption that you are providing such Information to the Company voluntarily. further, the subsequent provisions of this Policy are based upon such an assumption
Type of Information Collected
In order to provide the Services, the Company may collect and process the following categories of Information:
Information about You
Including but not limited to,
- (i) Identification Data: name, government ID, e-mail, telephone number, your photograph.
- (ii) Credit Reports, Watchlists & Validation Services: requested copies of your credit history which may contain professional and financial information about you. We check for your information in public watchlists such as OFAC lists. We use Validation Services to ensure the validity and quality of Identification Data we receive.
- (iii) Social Media Data: data provided in your social media accounts, including photo, friends list and name.
- (iv) Copies of Documents: collected documentation. including government IDs
- (v) Payment Information: information about how you pay your obligation with PayJoy
- (vi) Customer Service: information you provide to us in connection with the Services, including when you communicate with us, by any means, for Customer service purposes.
Information Concerning Your Mobile Device
Including but not limited to information regarding the device, operating system, device identifier, SIM information, applications list, internet connection state, application foreground state, etc.
If the device is purchased, rented or leased via PayJoy then we collect information relating to that transaction such as store where transaction occurred, amount of transaction, etc.
Information Concerning Your Communication
If you provide specific authorization, we may collect and process information from your mobile device related but not limited to call logs and SMS messages. Before doing so we will contact you and request your specific consent.
Cookies
A cookie is a small text file that a web server places on your computer or device when your browser accesses a website. Cookies store data specific to a client or website and are designed to create a record of or “remember” online activity. The Company uses cookies to ensure the site functions properly and to deliver an individualized online services experience. You generally have the ability to accept or decline cookies. Most web browsers give you a choice to modify your browser settings to decline some or all cookies.
Please note under the law some of the information above is considered sensitive data. The Company ensures compliance with the legal requirements called out in the law for processing of sensitive data.
Retention of Information
The Company will retain and use the Information for the period necessary to (i) fulfill the purposes described in this Policy; (ii) comply with legal or regulatory obligations applicable to us; or (iii) fulfill evidentiary purposes in legal, administrative or arbitration proceedings. The criteria considered to determine the retention period include the duration of your relationship with the Company, legal retention periods applicable, and legal prescriptions with respect to possible claims, lawsuits, or administrative and arbitration proceedings in connection with the Services we provide.
Purpose of Collection
The Company will, or may, collect, use, receive, possess, process, store, deal, disclose, transfer or handle Information for the following purposes:
- When you contract PayJoy Services, we need to process your Information to authenticate your identity and assess risk of repayment.
- We process and store some of your Information for fraud prevention to ensure greater security to PayJoy, to you and to the financial system in general.
- We also need your Information to contact you by any available means, including electronic means, mail or telephone (SMS and others), on matters related to the Services during your onboarding to our Services and later on throughout the services provision. This includes notifying you of changes in the Platform and/or in the Services. We may also contact you to offer or provide information on products or services that may be of your interest.
- We also process your Information to manage your payment obligations for payment collection purposes.
- We may process your Information for data analytics, research and statistics, for assessing and studying the profile of our Service’s users, and for developing better products, offers and services.
- And in connection with other business of the Company from time to time.
Automated Decisions
Automated decision-making occurs when an electronic system processes personal data in order to make a decision without human intervention. Part of our procedures, especially the assessment of your ability to pay obligations, relies on automated decision mechanisms and, so, we guarantee your right to request the reviewing of any decision made exclusively based on automated processing of your data, according to the law.
Sources of Information
The Company collects Information directly from you, your use of the Services, as well as from any third parties whom you may have authorised to share such Information with the Company.
Direct
Information you directly provide to us.
Indirect
Where permitted by law, the Company may collect Information about you from third parties such as credit reporting agencies.
Mobile device
The Company collects Information from your mobile device via the PayJoy mobile application installed on your mobile phone. You may check what information is being collected by PayJoy’s app in the privacy section of your mobile device.
Website
When you visit our websites, we may collect information from you automatically through cookies or similar technology.
Sharing
The Company may share Information about you with:
- Governmental agencies, courts or regulators, as required under applicable law;
- Any agent, contractor, service provider or other third party in connection with the Company’s business and in connection with the provision of the Services; and
- Any other person under duty of confidentiality to the Company.
If the Company is involved in merger, acquisition, financial due diligence, corporate reorganization, bankruptcy proceedings, sale of assets or transition of outsourced services to another provider, your Information may be sold or transferred as part of such a transaction as permitted by applicable law. The Company makes no representations or warranties concerning how any such receiving entities may use or disclose your Information.
International Transfers
We may transfer the personal information we collect about you to recipients in countries other than the country in which the information was originally collected. Those countries may not have the same data protection laws as the country in which you initially provided the information. When we transfer your information to recipients in other countries: (i) we will perform those transfers in accordance with the requirements of applicable law; and (ii) we will protect the transferred personal information in accordance with this Privacy Policy.
Your Rights as a Data Subject
The company will like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
Right to Confirm Processing
You have the right to confirm whether the Company is processing your data.
Right to Access
You have the right to request access to or solicit a copy of any of your personal information that the Company may hold.
Right to Rectification
You have the right to request that the Company correct any information you believe is inaccurate. You also have the right to request the Company to complete the information you believe is incomplete.
Right to Erasure
You have the right to request that the Company erase your personal data, under certain conditions.
The right to erasure is subject to certain exceptions under the law such as, but not limited to:
- Information required by the Company to fulfill statutory and regulatory obligations
- Information required to identify fraud, security incidents, exercise certain rights, etc.
Right to Restrict Processing
You have the right to request that the Company restrict the processing of your personal data, under certain conditions.
Right to Object to Processing
You have the right to object to the Company’s processing of your personal data, under certain conditions.
Right to Data Portability
You have the right to request that the Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.
Right to Withdraw Consent
Where the Company has relied on your consent to process particular information and you have provided your consent to process such information, you have the right to withdraw such consent at any time.
Right to Lodge a Complaint
You have a right to bring a claim to the competent data protection authority.
How to Exercise Your Rights
Any request to exercise your rights can be directed to the data protection officer at PayJoy. The identity and contact details of the data protection officer can be found at the end of this Policy.
We will need to verify your identity before processing your request. The request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information, or a legal representative of that person
- Describe your request with sufficient detail that allows us to properly understand, evaluate and respond to it
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
We do not charge a fee to process your request. We will respond to your request within reasonable time, as defined by the relevant law.
Children’s Privacy
Our services are not directed to children under the age of sixteen and we do not knowingly collect personal information from children under the age of sixteen.
Security Measures
The Company has implemented reasonable security practices and procedures that are in line with internationally accepted standards for the security and protection of Information. These practices and procedures include managerial, technical, operational and physical security control measures commensurate with the nature of Information collected and processed by the Company.
Updates
.The Company reserves the right to add, revise, amend, modify or delete any part of this Policy (in part or in full) at its discretion. The updated version of this Policy in force will be posted on the Company’s website from time to time. In the event of any change or in case of any requirement arising under applicable law, this Policy shall be deemed to be amended or modified to the extent necessary to comply with such amendment to the applicable law or to meet any requirement under such applicable laws. Whenever we make material changes in this Policy, such changes will be valid, effective and binding after being: (1) disclosed in our Platform; or (2) communicated to you by e-mail; or (3) communicated to you in any other way. If you decide not to continue using the Services after such change, you must apply for the cancellation of your account and/or termination of your legal relationship.
How to Contact Us
If you have queries concerning your personal data – including requesting access to or correcting the details of your personal data – you may contact:
Email us at: privacy@payjoy.com
To report security vulnerabilities:
Please email us at: security@payjoy.com
Call us: 888-632-1922
Or write to us at:
PayJoy, Inc
655 4th Street, San Francisco, CA 94107
- PayJoy Mexico Privacy Policy
- PayJoy Ecuador Privacy Policy
- PayJoy South Africa Privacy Policy
- PayJoy Brazil Privacy Policy
Introduction
The privacy of individuals, including our customers and clients, is of utmost importance to PayJoy, Inc (“Company”). We are committed to adhering to the Privacy regulations governing the citizens to whom we provide products and services.
In compliance with fair and transparent principle and the data subject’s right to be informed, this PayJoy Privacy Policy (“Policy”) provides you, the data subject, with information on the processing for your personal information (“Information”) in a clear, suitable and conspicuous manner that is easily accessible.
This Policy aims to set out in clear terms the types of Information collected, the purpose of collection, the source of the Information, the entities with whom such Information may be shared, the data subject’s rights and also the reasonable security practices and procedures adopted by the Company in handling such Information.
Please read this Policy carefully as your proceeding with the use of this website or the use or purchase of any goods or services provided by us (“Services”), or your providing any Information to the Company on or through the use of our website or through any Services, are based upon the assumption that you are providing such Information to the Company voluntarily. further, the subsequent provisions of this Policy are based upon such an assumption
Type of Information Collected
In order to provide the Services, the Company may collect and process the following categories of Information:
Information about You
Including but not limited to,
- (i) Identification Data: name, government ID, e-mail, telephone number, your photograph.
- (ii) Credit Reports, Watchlists & Validation Services: requested copies of your credit history which may contain professional and financial information about you. We check for your information in public watchlists such as OFAC lists. We use Validation Services to ensure the validity and quality of Identification Data we receive.
- (iii) Social Media Data: data provided in your social media accounts, including photo, friends list and name.
- (iv) Copies of Documents: collected documentation. including government IDs
- (v) Payment Information: information about how you pay your obligation with PayJoy
- (vi) Customer Service: information you provide to us in connection with the Services, including when you communicate with us, by any means, for Customer service purposes.
Information Concerning Your Mobile Device
Including but not limited to information regarding the device, operating system, device identifier, SIM information, applications list, internet connection state, application foreground state, etc.
If the device is purchased, rented or leased via PayJoy then we collect information relating to that transaction such as store where transaction occurred, amount of transaction, etc.
Information Concerning Your Communication
If you provide specific authorization, we may collect and process information from your mobile device related but not limited to call logs and SMS messages. Before doing so we will contact you and request your specific consent.
Cookies
A cookie is a small text file that a web server places on your computer or device when your browser accesses a website. Cookies store data specific to a client or website and are designed to create a record of or “remember” online activity. The Company uses cookies to ensure the site functions properly and to deliver an individualized online services experience. You generally have the ability to accept or decline cookies. Most web browsers give you a choice to modify your browser settings to decline some or all cookies.
Please note under the law some of the information above is considered sensitive data. The Company ensures compliance with the legal requirements called out in the law for processing of sensitive data.
Retention of Information
The Company will retain and use the Information for the period necessary to (i) fulfill the purposes described in this Policy; (ii) comply with legal or regulatory obligations applicable to us; or (iii) fulfill evidentiary purposes in legal, administrative or arbitration proceedings. The criteria considered to determine the retention period include the duration of your relationship with the Company, legal retention periods applicable, and legal prescriptions with respect to possible claims, lawsuits, or administrative and arbitration proceedings in connection with the Services we provide.
Purpose of Collection
The Company will, or may, collect, use, receive, possess, process, store, deal, disclose, transfer or handle Information for the following purposes:
- When you contract PayJoy Services, we need to process your Information to authenticate your identity and assess risk of repayment.
- We process and store some of your Information for fraud prevention to ensure greater security to PayJoy, to you and to the financial system in general.
- We also need your Information to contact you by any available means, including electronic means, mail or telephone (SMS and others), on matters related to the Services during your onboarding to our Services and later on throughout the services provision. This includes notifying you of changes in the Platform and/or in the Services. We may also contact you to offer or provide information on products or services that may be of your interest.
- We also process your Information to manage your payment obligations for payment collection purposes.
- We may process your Information for data analytics, research and statistics, for assessing and studying the profile of our Service’s users, and for developing better products, offers and services.
- And in connection with other business of the Company from time to time.
Automated Decisions
Automated decision-making occurs when an electronic system processes personal data in order to make a decision without human intervention. Part of our procedures, especially the assessment of your ability to pay obligations, relies on automated decision mechanisms and, so, we guarantee your right to request the reviewing of any decision made exclusively based on automated processing of your data, according to the law.
Sources of Information
The Company collects Information directly from you, your use of the Services, as well as from any third parties whom you may have authorised to share such Information with the Company.
Direct
Information you directly provide to us.
Indirect
Where permitted by law, the Company may collect Information about you from third parties such as credit reporting agencies.
Mobile device
The Company collects Information from your mobile device via the PayJoy mobile application installed on your mobile phone. You may check what information is being collected by PayJoy’s app in the privacy section of your mobile device.
Website
When you visit our websites, we may collect information from you automatically through cookies or similar technology.
Sharing
The Company may share Information about you with:
- Governmental agencies, courts or regulators, as required under applicable law;
- Any agent, contractor, service provider or other third party in connection with the Company’s business and in connection with the provision of the Services; and
- Any other person under duty of confidentiality to the Company.
If the Company is involved in merger, acquisition, financial due diligence, corporate reorganization, bankruptcy proceedings, sale of assets or transition of outsourced services to another provider, your Information may be sold or transferred as part of such a transaction as permitted by applicable law. The Company makes no representations or warranties concerning how any such receiving entities may use or disclose your Information.
International Transfers
We may transfer the personal information we collect about you to recipients in countries other than the country in which the information was originally collected. Those countries may not have the same data protection laws as the country in which you initially provided the information. When we transfer your information to recipients in other countries: (i) we will perform those transfers in accordance with the requirements of applicable law; and (ii) we will protect the transferred personal information in accordance with this Privacy Policy.
Your Rights as a Data Subject
The company will like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
Right to Confirm Processing
You have the right to confirm whether the Company is processing your data.
Right to Access
You have the right to request access to or solicit a copy of any of your personal information that the Company may hold.
Right to Rectification
You have the right to request that the Company correct any information you believe is inaccurate. You also have the right to request the Company to complete the information you believe is incomplete.
Right to Erasure
You have the right to request that the Company erase your personal data, under certain conditions.
The right to erasure is subject to certain exceptions under the law such as, but not limited to:
- Information required by the Company to fulfill statutory and regulatory obligations
- Information required to identify fraud, security incidents, exercise certain rights, etc.
Right to Restrict Processing
You have the right to request that the Company restrict the processing of your personal data, under certain conditions.
Right to Object to Processing
You have the right to object to the Company’s processing of your personal data, under certain conditions.
Right to Data Portability
You have the right to request that the Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.
Right to Withdraw Consent
Where the Company has relied on your consent to process particular information and you have provided your consent to process such information, you have the right to withdraw such consent at any time.
Right to Lodge a Complaint
You have a right to bring a claim to the competent data protection authority.
How to Exercise Your Rights
Any request to exercise your rights can be directed to the data protection officer at PayJoy. The identity and contact details of the data protection officer can be found at the end of this Policy.
We will need to verify your identity before processing your request. The request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information, or a legal representative of that person
- Describe your request with sufficient detail that allows us to properly understand, evaluate and respond to it
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
We do not charge a fee to process your request. We will respond to your request within reasonable time, as defined by the relevant law.
Children’s Privacy
Our services are not directed to children under the age of sixteen and we do not knowingly collect personal information from children under the age of sixteen.
Security Measures
The Company has implemented reasonable security practices and procedures that are in line with internationally accepted standards for the security and protection of Information. These practices and procedures include managerial, technical, operational and physical security control measures commensurate with the nature of Information collected and processed by the Company.
Updates
.The Company reserves the right to add, revise, amend, modify or delete any part of this Policy (in part or in full) at its discretion. The updated version of this Policy in force will be posted on the Company’s website from time to time. In the event of any change or in case of any requirement arising under applicable law, this Policy shall be deemed to be amended or modified to the extent necessary to comply with such amendment to the applicable law or to meet any requirement under such applicable laws. Whenever we make material changes in this Policy, such changes will be valid, effective and binding after being: (1) disclosed in our Platform; or (2) communicated to you by e-mail; or (3) communicated to you in any other way. If you decide not to continue using the Services after such change, you must apply for the cancellation of your account and/or termination of your legal relationship.
How to Contact Us
If you have queries concerning your personal data – including requesting access to or correcting the details of your personal data – you may contact:
Email us at: privacy@payjoy.com
To report security vulnerabilities:
Please email us at: security@payjoy.com
Call us: 888-632-1922
Or write to us at:
PayJoy, Inc
655 4th Street, San Francisco, CA 94107
- PayJoy Mexico Privacy Policy
- PayJoy Ecuador Privacy Policy
- PayJoy South Africa Privacy Policy
- PayJoy Brazil Privacy Policy
Introduction
The privacy of individuals, including our customers and clients, is of utmost importance to PayJoy, Inc (“Company”). We are committed to adhering to the Privacy regulations governing the citizens to whom we provide products and services.
In compliance with fair and transparent principle and the data subject’s right to be informed, this PayJoy Privacy Policy (“Policy”) provides you, the data subject, with information on the processing for your personal information (“Information”) in a clear, suitable and conspicuous manner that is easily accessible.
This Policy aims to set out in clear terms the types of Information collected, the purpose of collection, the source of the Information, the entities with whom such Information may be shared, the data subject’s rights and also the reasonable security practices and procedures adopted by the Company in handling such Information.
Please read this Policy carefully as your proceeding with the use of this website or the use or purchase of any goods or services provided by us (“Services”), or your providing any Information to the Company on or through the use of our website or through any Services, are based upon the assumption that you are providing such Information to the Company voluntarily. further, the subsequent provisions of this Policy are based upon such an assumption
Type of Information Collected
In order to provide the Services, the Company may collect and process the following categories of Information:
Information about You
Including but not limited to,
- (i) Identification Data: name, government ID, e-mail, telephone number, your photograph.
- (ii) Credit Reports, Watchlists & Validation Services: requested copies of your credit history which may contain professional and financial information about you. We check for your information in public watchlists such as OFAC lists. We use Validation Services to ensure the validity and quality of Identification Data we receive.
- (iii) Social Media Data: data provided in your social media accounts, including photo, friends list and name.
- (iv) Copies of Documents: collected documentation. including government IDs
- (v) Payment Information: information about how you pay your obligation with PayJoy
- (vi) Customer Service: information you provide to us in connection with the Services, including when you communicate with us, by any means, for Customer service purposes.
Information Concerning Your Mobile Device
Including but not limited to information regarding the device, operating system, device identifier, SIM information, applications list, internet connection state, application foreground state, etc.
If the device is purchased, rented or leased via PayJoy then we collect information relating to that transaction such as store where transaction occurred, amount of transaction, etc.
Information Concerning Your Communication
If you provide specific authorization, we may collect and process information from your mobile device related but not limited to call logs and SMS messages. Before doing so we will contact you and request your specific consent.
Cookies
A cookie is a small text file that a web server places on your computer or device when your browser accesses a website. Cookies store data specific to a client or website and are designed to create a record of or “remember” online activity. The Company uses cookies to ensure the site functions properly and to deliver an individualized online services experience. You generally have the ability to accept or decline cookies. Most web browsers give you a choice to modify your browser settings to decline some or all cookies.
Please note under the law some of the information above is considered sensitive data. The Company ensures compliance with the legal requirements called out in the law for processing of sensitive data.
Retention of Information
The Company will retain and use the Information for the period necessary to (i) fulfill the purposes described in this Policy; (ii) comply with legal or regulatory obligations applicable to us; or (iii) fulfill evidentiary purposes in legal, administrative or arbitration proceedings. The criteria considered to determine the retention period include the duration of your relationship with the Company, legal retention periods applicable, and legal prescriptions with respect to possible claims, lawsuits, or administrative and arbitration proceedings in connection with the Services we provide.
Purpose of Collection
The Company will, or may, collect, use, receive, possess, process, store, deal, disclose, transfer or handle Information for the following purposes:
- When you contract PayJoy Services, we need to process your Information to authenticate your identity and assess risk of repayment.
- We process and store some of your Information for fraud prevention to ensure greater security to PayJoy, to you and to the financial system in general.
- We also need your Information to contact you by any available means, including electronic means, mail or telephone (SMS and others), on matters related to the Services during your onboarding to our Services and later on throughout the services provision. This includes notifying you of changes in the Platform and/or in the Services. We may also contact you to offer or provide information on products or services that may be of your interest.
- We also process your Information to manage your payment obligations for payment collection purposes.
- We may process your Information for data analytics, research and statistics, for assessing and studying the profile of our Service’s users, and for developing better products, offers and services.
- And in connection with other business of the Company from time to time.
Automated Decisions
Automated decision-making occurs when an electronic system processes personal data in order to make a decision without human intervention. Part of our procedures, especially the assessment of your ability to pay obligations, relies on automated decision mechanisms and, so, we guarantee your right to request the reviewing of any decision made exclusively based on automated processing of your data, according to the law.
Sources of Information
The Company collects Information directly from you, your use of the Services, as well as from any third parties whom you may have authorised to share such Information with the Company.
Direct
Information you directly provide to us.
Indirect
Where permitted by law, the Company may collect Information about you from third parties such as credit reporting agencies.
Mobile device
The Company collects Information from your mobile device via the PayJoy mobile application installed on your mobile phone. You may check what information is being collected by PayJoy’s app in the privacy section of your mobile device.
Website
When you visit our websites, we may collect information from you automatically through cookies or similar technology.
Sharing
The Company may share Information about you with:
- Governmental agencies, courts or regulators, as required under applicable law;
- Any agent, contractor, service provider or other third party in connection with the Company’s business and in connection with the provision of the Services; and
- Any other person under duty of confidentiality to the Company.
If the Company is involved in merger, acquisition, financial due diligence, corporate reorganization, bankruptcy proceedings, sale of assets or transition of outsourced services to another provider, your Information may be sold or transferred as part of such a transaction as permitted by applicable law. The Company makes no representations or warranties concerning how any such receiving entities may use or disclose your Information.
International Transfers
We may transfer the personal information we collect about you to recipients in countries other than the country in which the information was originally collected. Those countries may not have the same data protection laws as the country in which you initially provided the information. When we transfer your information to recipients in other countries: (i) we will perform those transfers in accordance with the requirements of applicable law; and (ii) we will protect the transferred personal information in accordance with this Privacy Policy.
Your Rights as a Data Subject
The company will like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:
Right to Confirm Processing
You have the right to confirm whether the Company is processing your data.
Right to Access
You have the right to request access to or solicit a copy of any of your personal information that the Company may hold.
Right to Rectification
You have the right to request that the Company correct any information you believe is inaccurate. You also have the right to request the Company to complete the information you believe is incomplete.
Right to Erasure
You have the right to request that the Company erase your personal data, under certain conditions.
The right to erasure is subject to certain exceptions under the law such as, but not limited to:
- Information required by the Company to fulfill statutory and regulatory obligations
- Information required to identify fraud, security incidents, exercise certain rights, etc.
Right to Restrict Processing
You have the right to request that the Company restrict the processing of your personal data, under certain conditions.
Right to Object to Processing
You have the right to object to the Company’s processing of your personal data, under certain conditions.
Right to Data Portability
You have the right to request that the Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.
Right to Withdraw Consent
Where the Company has relied on your consent to process particular information and you have provided your consent to process such information, you have the right to withdraw such consent at any time.
Right to Lodge a Complaint
You have a right to bring a claim to the competent data protection authority.
How to Exercise Your Rights
Any request to exercise your rights can be directed to the data protection officer at PayJoy. The identity and contact details of the data protection officer can be found at the end of this Policy.
We will need to verify your identity before processing your request. The request must:
- Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information, or a legal representative of that person
- Describe your request with sufficient detail that allows us to properly understand, evaluate and respond to it
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you.
We do not charge a fee to process your request. We will respond to your request within reasonable time, as defined by the relevant law.
Children’s Privacy
Our services are not directed to children under the age of sixteen and we do not knowingly collect personal information from children under the age of sixteen.
Security Measures
The Company has implemented reasonable security practices and procedures that are in line with internationally accepted standards for the security and protection of Information. These practices and procedures include managerial, technical, operational and physical security control measures commensurate with the nature of Information collected and processed by the Company.
Updates
.The Company reserves the right to add, revise, amend, modify or delete any part of this Policy (in part or in full) at its discretion. The updated version of this Policy in force will be posted on the Company’s website from time to time. In the event of any change or in case of any requirement arising under applicable law, this Policy shall be deemed to be amended or modified to the extent necessary to comply with such amendment to the applicable law or to meet any requirement under such applicable laws. Whenever we make material changes in this Policy, such changes will be valid, effective and binding after being: (1) disclosed in our Platform; or (2) communicated to you by e-mail; or (3) communicated to you in any other way. If you decide not to continue using the Services after such change, you must apply for the cancellation of your account and/or termination of your legal relationship.
How to Contact Us
If you have queries concerning your personal data – including requesting access to or correcting the details of your personal data – you may contact:
Email us at: privacy@payjoy.com
To report security vulnerabilities:
Please email us at: security@payjoy.com
Call us: 888-632-1922
Or write to us at:
PayJoy, Inc
655 4th Street, San Francisco, CA 94107
